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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,375 | $105,210+177.9% | $159,487+83.3% | $85,851+240.6% |
| Participation rate | 92.7% | 75.8%+16.9pp | 82.8%+9.9pp | 69.3%+23.4pp |
| Annual return | 15.78% | 45.08%-29.3pp | 263.71%-247.9pp | 318.63%-302.9pp |
| Employer contribution / active EE | $11,406 | $3,319+243.6% | $4,831+136.1% | $2,565+344.6% |
| Participant deferral / active EE | $11,852 | $5,946+99.3% | $7,354+61.2% | $3,952+199.9% |
| Admin fee / account holder | $5,696 | $6,934-17.9% | $10,804-47.3% | $6,261-9.0% |