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| Provider | Service type | Compensation |
|---|---|---|
MCCREADY & KEENE INC.2+ years Service code 15 · EIN 35-0500670 | Recordkeeping | $119,895 |
MATRIX TRUST COMPANY2+ years Filed as: MG TRUST CO. DBA MATRIX TRUST CO. Service code 18 · EIN 75-3182674 | Investment management fees paid direc... | $42,574 |
NFP RETIREMENT INC2+ years Filed as: NFP 401K ADVISORS Service code 27 176 FEDERAL STREET MEZZANINE · BOSTON, MA 02110 | Advisory (Plan) | $28,639 |
Service code 27 100 NORTHFIELD DRIVE · WINDSOR, CT 06095 | Advisory (Plan) | $11,625 |
CARON & BLETZER, PLLC2+ years Filed as: CARON & BLETZER PLLC Service code 10 · EIN 04-3499945 | Accounting | $9,613 |
Filed as: CITIGROUP Service code 27 153 EAST 53RD ST · NEW YORK, NY 10022 | Advisory (Plan) | $8,113 |
Filed as: MORGAN STANLEY Service code 27 6037 LA FLECHA · RANCHO SANTO FE, CA 92067 | Advisory (Plan) | $7,604 |
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS Service code 27 91 LONGWATER CIRCLE · NORWELL, MA 02061 | Advisory (Plan) | $6,453 |
Filed as: SCHWAB Service code 27 2423 E. LINCOLN DRIVE · PHOENIX, AZ 85016 | Advisory (Plan) | $5,150 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,394 | $80,177+115.0% | $123,894+39.1% | $57,658+199.0% |
| Participation rate | 77.2% | 74.4%+2.7pp | 81.4%-4.2pp | 70.2%+6.9pp |
| Annual return | 5.86% | 17.90%-12.0pp | 47.52%-41.7pp | 5.13%+0.7pp |
| Employer contribution / active EE | $9,083 | $2,913+211.9% | $4,617+96.7% | $1,974+360.2% |
| Participant deferral / active EE | $9,214 | $5,130+79.6% | $5,984+54.0% | $3,061+201.1% |
| Admin fee / account holder | $435 | $106+308.7% | $8,357-94.8% | $95+359.7% |