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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $47,907 |
CARON & BLETZER, PLLC6+ years Filed as: CARON & BLETZER PLLC Service code 28 · EIN 04-3499945 | Investment Management | $20,000 |
Service code 29 · EIN 20-4751585 | Legal | $19,002 |
WITHUMSMITH+BROWN, PC1 year Filed as: PARKER BROWN MACAULAY AND SHEE Service code 29 · EIN 04-3422478 | Legal | $13,593 |
Service code 29 · EIN 36-4001764 | Legal | $6,519 |
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO BANK Service code 10 · EIN 94-1347393 | Accounting | $6,519 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,650 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,067 | $99,957+206.2% | $149,745+104.4% | $73,497+316.4% |
| Participation rate | 83.7% | 75.7%+8.0pp | 82.5%+1.2pp | 70.7%+13.0pp |
| Annual return | 17.84% | 53.87%-36.0pp | 276.72%-258.9pp | 28.51%-10.7pp |
| Employer contribution / active EE | $6,419 | $3,191+101.1% | $4,646+38.2% | $2,270+182.7% |
| Participant deferral / active EE | $9,856 | $6,073+62.3% | $6,843+44.0% | $3,740+163.5% |
| Admin fee / account holder | $302 | $551-45.2% | $9,312-96.8% | $513-41.2% |