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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $40,443 |
Service code 27 · EIN 36-4001764 | Advisory (Plan) | $13,037 |
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO BANK Service code 19 · EIN 94-1347393 | Securities Custodian | $13,037 |
CARON & BLETZER, PLLC1 year Service code 10 · EIN 04-3499945 | Accounting | $12,400 |
Filed as: CHARLES SCHWAB & CO.,INC. Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $1,277 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,627 | $104,497+234.6% | $159,487+119.2% | $79,389+340.4% |
| Participation rate | 74.8% | 76.6%-1.8pp | 82.8%-8.0pp | 70.7%+4.1pp |
| Annual return | 13.98% | 67.98%-54.0pp | 263.71%-249.7pp | 116.89%-102.9pp |
| Employer contribution / active EE | $2,391 | $3,418-30.0% | $4,831-50.5% | $2,428-1.5% |
| Participant deferral / active EE | $9,884 | $6,468+52.8% | $7,354+34.4% | $4,046+144.3% |
| Admin fee / account holder | $222 | $711-68.8% | $10,804-97.9% | $626-64.5% |