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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $56,349 |
Service code 29 · EIN 20-4751585 | Legal | $43,442 |
CARON & BLETZER, PLLC5+ years Filed as: CARON & BLETZER PLLC Service code 28 · EIN 04-3499945 | Investment Management | $9,850 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $1,585 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,741 | $88,122+199.3% | $141,197+86.8% | $67,582+290.3% |
| Participation rate | 76.8% | 76.5%+0.3pp | 82.5%-5.7pp | 71.3%+5.5pp |
| Annual return | 0.79% | 75.40%-74.6pp | 71.41%-70.6pp | 378.57%-377.8pp |
| Employer contribution / active EE | $5,861 | $3,224+81.8% | $4,736+23.7% | $2,148+172.9% |
| Participant deferral / active EE | $12,108 | $5,958+103.2% | $6,710+80.4% | $3,539+242.1% |
| Admin fee / account holder | $299 | $131+128.3% | $10,265-97.1% | $142+110.0% |