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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $39,375 |
CARON & BLETZER, PLLC8+ years Filed as: CARON & BLETZER PLLC Service code 10 · EIN 04-3499945 | Accounting | $30,000 |
FIDUCIENT ADVISORS LLC1 year Service code 27 · EIN 36-4001764 | Advisory (Plan) | $19,556 |
WITHUMSMITH+BROWN, PC3 years Filed as: PARKER BROWN MACAULAY AND SHEE Service code 29 · EIN 04-3422478 | Legal | $10,040 |
Filed as: BLEAKLEY FINANCIAL GROUP Service code 26 · EIN 27-3463733 | Advisory (Participants) | $7,856 |
Filed as: FIRST STATE TRUST CO Service code 27 · EIN 13-3124172 | Advisory (Plan) | $6,500 |
Service code 26 · EIN 47-2523848 | Advisory (Participants) | $5,112 |
Service code 33 · EIN 94-1737782 | Securities brokerage; Direct payment ... | $2,315 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,296 | $82,188+252.0% | $125,391+130.7% | $64,824+346.3% |
| Participation rate | 71.4% | 77.9%-6.5pp | 82.4%-11.0pp | 71.5%0pp |
| Annual return | -14.17% | 3.50%-17.7pp | 572.41%-586.6pp | 32.84%-47.0pp |
| Employer contribution / active EE | $2,290 | $3,617-36.7% | $4,816-52.5% | $2,507-8.7% |
| Participant deferral / active EE | $9,677 | $7,177+34.8% | $7,448+29.9% | $4,311+124.5% |
| Admin fee / account holder | $278 | $163+70.0% | $10,009-97.2% | $188+47.8% |