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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $29,785 |
CARON & BLETZER, PLLC4+ years Filed as: CARON & BLETZER PLLC Service code 28 · EIN 04-3499945 | Investment Management | $9,700 |
Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $2,540 |
Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 49 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,893 | $75,388+166.5% | $123,553+62.6% | $55,725+260.5% |
| Participation rate | 82.6% | 75.7%+6.9pp | 82.3%+0.3pp | 70.9%+11.7pp |
| Annual return | 0.88% | 4.48%-3.6pp | 119.21%-118.3pp | 244.93%-244.1pp |
| Employer contribution / active EE | $4,222 | $3,063+37.8% | $4,628-8.8% | $2,078+103.2% |
| Participant deferral / active EE | $9,219 | $5,651+63.1% | $6,426+43.5% | $3,356+174.7% |
| Admin fee / account holder | $370 | $120+208.7% | $9,284-96.0% | $115+221.0% |