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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,165 | $56,134+621.8% | $96,161+321.3% | $85,856+371.9% |
| Participation rate | 92.0% | 56.7%+35.3pp | 68.4%+23.6pp | 69.3%+22.7pp |
| Annual return | 15.83% | 42.30%-26.5pp | 192.01%-176.2pp | 318.58%-302.8pp |
| Employer contribution / active EE | $6,534 | $1,620+303.3% | $2,798+133.5% | $2,565+154.7% |
| Participant deferral / active EE | $6,239 | $2,858+118.3% | $4,349+43.5% | $3,952+57.9% |
| Admin fee / account holder | $2,175 | $3,769-42.3% | $5,538-60.7% | $6,261-65.3% |