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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $475,805 | $100,073+375.5% | $85,126+458.9% | $145,877+226.2% |
| Participation rate | 95.7% | 74.1%+21.5pp | 67.5%+28.1pp | 80.3%+15.3pp |
| Annual return | 16.10% | 84.11%-68.0pp | 66.63%-50.5pp | 551.28%-535.2pp |
| Employer contribution / active EE | $4,962 | $3,236+53.3% | $2,731+81.7% | $4,663+6.4% |
| Participant deferral / active EE | $7,078 | $5,294+33.7% | $4,523+56.5% | $6,691+5.8% |
| Admin fee / account holder | $10,883 | $7,261+49.9% | $6,160+76.7% | $13,402-18.8% |