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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,207 | $47,848+339.3% | $81,473+158.0% | $70,126+199.8% |
| Participation rate | 92.0% | 58.3%+33.7pp | 68.0%+24.0pp | 69.5%+22.5pp |
| Annual return | 19.55% | 27.25%-7.7pp | 38.78%-19.2pp | 73.15%-53.6pp |
| Employer contribution / active EE | $2,300 | $1,527+50.6% | $2,568-10.4% | $2,343-1.8% |
| Participant deferral / active EE | $4,703 | $2,453+91.7% | $3,537+33.0% | $3,332+41.2% |
| Admin fee / account holder | $1,793 | $3,145-43.0% | $4,561-60.7% | $4,645-61.4% |