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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,641 | $104,937+186.5% | $84,628+255.2% | $152,897+96.6% |
| Participation rate | 83.3% | 74.8%+8.5pp | 68.2%+15.1pp | 82.5%+0.9pp |
| Annual return | 22.33% | 373.88%-351.6pp | 258.80%-236.5pp | 345.43%-323.1pp |
| Employer contribution / active EE | $4,210 | $3,303+27.4% | $2,653+58.7% | $4,764-11.6% |
| Participant deferral / active EE | $6,071 | $4,690+29.4% | $3,900+55.7% | $5,851+3.8% |
| Admin fee / account holder | $6,415 | $6,243+2.8% | $4,914+30.6% | $11,599-44.7% |