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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,881 | $109,411+203.3% | $89,435+271.1% | $158,982+108.8% |
| Participation rate | 95.8% | 74.3%+21.6pp | 68.0%+27.8pp | 82.0%+13.9pp |
| Annual return | 19.57% | 345.68%-326.1pp | 245.55%-226.0pp | 302.99%-283.4pp |
| Employer contribution / active EE | $0 | $3,173-100.0% | $2,587-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $6,282 | $4,600+36.6% | $3,890+61.5% | $5,983+5.0% |
| Admin fee / account holder | $968 | $6,159-84.3% | $4,884-80.2% | $11,252-91.4% |