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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,024 | $95,188+109.1% | $76,518+160.1% | $135,380+47.0% |
| Participation rate | 91.3% | 74.4%+16.9pp | 68.0%+23.3pp | 82.6%+8.7pp |
| Annual return | -6.21% | 4.85%-11.1pp | -0.27%-5.9pp | 519.81%-526.0pp |
| Employer contribution / active EE | $5,818 | $3,303+76.1% | $2,647+119.8% | $4,779+21.7% |
| Participant deferral / active EE | $5,583 | $4,640+20.3% | $3,836+45.5% | $5,609-0.5% |
| Admin fee / account holder | $5,518 | $6,249-11.7% | $4,849+13.8% | $10,828-49.0% |