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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,898 | $76,551+144.1% | $123,894+50.9% | $62,881+197.2% |
| Participation rate | 96.4% | 73.0%+23.4pp | 81.4%+15.0pp | 69.3%+27.1pp |
| Annual return | -1.43% | 18.68%-20.1pp | 47.52%-48.9pp | 20.14%-21.6pp |
| Employer contribution / active EE | $2,827 | $2,882-1.9% | $4,617-38.8% | $2,281+23.9% |
| Participant deferral / active EE | $8,002 | $4,840+65.3% | $5,984+33.7% | $3,203+149.8% |
| Admin fee / account holder | $8,590 | $4,826+78.0% | $8,357+2.8% | $4,296+100.0% |