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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,581 | $98,776+130.4% | $149,745+52.0% | $79,856+185.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | -3.99% | 27.38%-31.4pp | 276.72%-280.7pp | 31.71%-35.7pp |
| Employer contribution / active EE | $2,831 | $3,217-12.0% | $4,646-39.1% | $2,471+14.6% |
| Participant deferral / active EE | $7,964 | $5,681+40.2% | $6,843+16.4% | $3,741+112.9% |
| Admin fee / account holder | $3,842 | $6,053-36.5% | $9,312-58.7% | $5,306-27.6% |