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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,512 | $85,766+148.9% | $136,298+56.7% | $70,126+204.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 9.39% | 31.46%-22.1pp | 5156.27%-5146.9pp | 73.15%-63.8pp |
| Employer contribution / active EE | $2,683 | $2,966-9.5% | $4,696-42.9% | $2,343+14.5% |
| Participant deferral / active EE | $6,385 | $5,051+26.4% | $6,247+2.2% | $3,332+91.6% |
| Admin fee / account holder | $4,368 | $5,421-19.4% | $9,244-52.8% | $4,645-6.0% |