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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,055 | $148,629+97.8% | $135,982+116.2% | $139,487+110.8% |
| Participation rate | 95.8% | 83.9%+12.0pp | 81.9%+13.9pp | 80.3%+15.5pp |
| Annual return | -2.75% | 79.33%-82.1pp | 68.32%-71.1pp | 373.84%-376.6pp |
| Employer contribution / active EE | $2,613 | $5,247-50.2% | $4,859-46.2% | $4,755-45.0% |
| Participant deferral / active EE | $8,681 | $8,102+7.1% | $7,760+11.9% | $6,713+29.3% |
| Admin fee / account holder | $13,440 | $12,406+8.3% | $10,767+24.8% | $11,407+17.8% |