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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,105 | $89,370+174.3% | $141,197+73.6% | $72,976+235.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 4.09% | 111.88%-107.8pp | 71.41%-67.3pp | 81.02%-76.9pp |
| Employer contribution / active EE | $5,120 | $3,115+64.4% | $4,736+8.1% | $2,440+109.8% |
| Participant deferral / active EE | $15,330 | $5,419+182.9% | $6,710+128.5% | $3,608+324.9% |
| Admin fee / account holder | $4,590 | $5,957-22.9% | $10,265-55.3% | $5,124-10.4% |