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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,751 | $99,875+145.1% | $146,866+66.6% | $86,983+181.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 3.91% | 28.10%-24.2pp | 102.85%-98.9pp | 25.83%-21.9pp |
| Employer contribution / active EE | $3,371 | $3,224+4.5% | $4,425-23.8% | $2,584+30.4% |
| Participant deferral / active EE | $6,034 | $6,322-4.6% | $7,759-22.2% | $4,194+43.9% |
| Admin fee / account holder | $25,606 | $7,838+226.7% | $13,620+88.0% | $7,856+225.9% |