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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,300 | $137,414-3.0% | $189,537-29.7% | $85,847+55.3% |
| Participation rate | 79.7% | 84.6%-4.9pp | 87.8%-8.1pp | 69.3%+10.4pp |
| Annual return | 32.95% | 38.14%-5.2pp | 555.34%-522.4pp | 318.61%-285.7pp |
| Employer contribution / active EE | $906 | $4,344-79.1% | $6,161-85.3% | $2,565-64.7% |
| Participant deferral / active EE | $4,868 | $6,260-22.2% | $8,220-40.8% | $3,952+23.2% |
| Admin fee / account holder | $19,589 | $8,630+127.0% | $12,048+62.6% | $6,261+212.9% |