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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,737 | $145,431-19.7% | $211,142-44.7% | $87,485+33.4% |
| Participation rate | 71.4% | 84.7%-13.3pp | 87.3%-15.9pp | 68.9%+2.5pp |
| Annual return | 18.84% | 27.21%-8.4pp | 46.84%-28.0pp | 26.06%-7.2pp |
| Employer contribution / active EE | $1,251 | $4,662-73.2% | $6,442-80.6% | $2,596-51.8% |
| Participant deferral / active EE | $5,928 | $6,859-13.6% | $9,284-36.1% | $4,274+38.7% |
| Admin fee / account holder | $7,211 | $17,052-57.7% | $19,076-62.2% | $7,775-7.2% |