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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,406 | $110,083-14.2% | $151,645-37.7% | $68,490+37.8% |
| Participation rate | 73.5% | 84.0%-10.4pp | 87.5%-14.0pp | 67.9%+5.6pp |
| Annual return | -18.09% | -10.12%-8.0pp | 3.34%-21.4pp | -7.85%-10.2pp |
| Employer contribution / active EE | $1,012 | $4,470-77.4% | $6,165-83.6% | $2,597-61.0% |
| Participant deferral / active EE | $6,366 | $6,526-2.5% | $8,363-23.9% | $4,028+58.0% |
| Admin fee / account holder | $15,780 | $7,718+104.5% | $11,614+35.9% | $5,403+192.1% |