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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,028 | $138,385-28.4% | $184,243-46.3% | $80,925+22.4% |
| Participation rate | 75.9% | 83.9%-8.0pp | 86.8%-11.0pp | 67.7%+8.2pp |
| Annual return | 21.61% | 20.02%+1.6pp | 28.82%-7.2pp | 35.65%-14.0pp |
| Employer contribution / active EE | $1,186 | $4,851-75.5% | $6,427-81.5% | $2,756-57.0% |
| Participant deferral / active EE | $5,765 | $7,075-18.5% | $9,132-36.9% | $4,299+34.1% |
| Admin fee / account holder | $14,770 | $10,489+40.8% | $13,914+6.2% | $6,940+112.8% |