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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,256 | $125,797-15.5% | $170,043-37.5% | $75,173+41.3% |
| Participation rate | 73.9% | 83.6%-9.7pp | 87.0%-13.1pp | 67.2%+6.7pp |
| Annual return | 28.13% | 27.20%+0.9pp | 53.40%-25.3pp | 160.72%-132.6pp |
| Employer contribution / active EE | $1,395 | $4,616-69.8% | $6,790-79.5% | $2,671-47.8% |
| Participant deferral / active EE | $6,756 | $6,838-1.2% | $10,410-35.1% | $4,126+63.7% |
| Admin fee / account holder | $15,865 | $8,177+94.0% | $12,824+23.7% | $5,651+180.8% |