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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,272 | $109,359+40.2% | $162,185-5.5% | $72,976+110.0% |
| Participation rate | 71.4% | 84.3%-12.8pp | 87.6%-16.1pp | 69.5%+1.9pp |
| Annual return | 23.85% | 25.46%-1.6pp | 115.61%-91.8pp | 81.02%-57.2pp |
| Employer contribution / active EE | $843 | $3,907-78.4% | $5,613-85.0% | $2,440-65.5% |
| Participant deferral / active EE | $6,196 | $5,481+13.0% | $7,297-15.1% | $3,608+71.8% |
| Admin fee / account holder | $6,356 | $7,972-20.3% | $10,844-41.4% | $5,124+24.0% |