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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,144 | $85,060-50.5% | $70,565-40.3% | $139,487-69.8% |
| Participation rate | 64.3% | 73.9%-9.6pp | 68.4%-4.1pp | 80.3%-16.1pp |
| Annual return | 21.98% | 30.39%-8.4pp | 32.79%-10.8pp | 373.84%-351.9pp |
| Employer contribution / active EE | $2,037 | $3,912-47.9% | $2,976-31.6% | $4,755-57.2% |
| Participant deferral / active EE | $3,629 | $5,891-38.4% | $4,568-20.6% | $6,713-45.9% |
| Admin fee / account holder | $0 | $8,932-100.0% | $6,430-100.0% | $11,407-100.0% |