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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,759 | $91,037-84.9% | $71,671-80.8% | $147,586-90.7% |
| Participation rate | 40.0% | 76.1%-36.1pp | 68.7%-28.7pp | 82.8%-42.8pp |
| Annual return | 40.68% | 20.48%+20.2pp | 20.65%+20.0pp | 578.59%-537.9pp |
| Employer contribution / active EE | $1,359 | $3,327-59.2% | $2,460-44.8% | $4,876-72.1% |
| Participant deferral / active EE | $1,951 | $4,498-56.6% | $3,438-43.2% | $5,439-64.1% |
| Admin fee / account holder | $0 | $8,613-100.0% | $5,558-100.0% | $10,886-100.0% |