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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,188 | $82,324-40.3% | $68,803-28.5% | $134,545-63.4% |
| Participation rate | 41.7% | 75.1%-33.4pp | 69.0%-27.4pp | 81.2%-39.6pp |
| Annual return | -13.15% | -2.17%-11.0pp | -6.37%-6.8pp | 418.37%-431.5pp |
| Employer contribution / active EE | $1,734 | $3,302-47.5% | $2,656-34.7% | $4,742-63.4% |
| Participant deferral / active EE | $3,071 | $4,740-35.2% | $3,942-22.1% | $6,401-52.0% |
| Admin fee / account holder | $0 | $6,485-100.0% | $4,936-100.0% | $11,431-100.0% |