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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,359 | $104,709-58.6% | $85,705-49.4% | $167,553-74.1% |
| Participation rate | 50.0% | 76.4%-26.4pp | 69.9%-19.9pp | 82.1%-32.1pp |
| Annual return | 48.16% | 21.45%+26.7pp | 21.49%+26.7pp | 478.89%-430.7pp |
| Employer contribution / active EE | $1,185 | $3,338-64.5% | $2,619-54.7% | $4,840-75.5% |
| Participant deferral / active EE | $2,528 | $4,827-47.6% | $3,924-35.6% | $6,343-60.1% |
| Admin fee / account holder | $0 | $10,036-100.0% | $6,877-100.0% | $12,316-100.0% |