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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,336 | $96,491-80.0% | $75,888-74.5% | $152,870-87.4% |
| Participation rate | 57.1% | 76.2%-19.1pp | 69.3%-12.1pp | 82.4%-25.3pp |
| Annual return | 29.73% | 33.98%-4.3pp | 30.76%-1.0pp | 345.34%-315.6pp |
| Employer contribution / active EE | $1,469 | $3,310-55.6% | $2,501-41.3% | $4,763-69.2% |
| Participant deferral / active EE | $2,148 | $4,553-52.8% | $3,603-40.4% | $5,850-63.3% |
| Admin fee / account holder | $0 | $8,079-100.0% | $5,419-100.0% | $11,597-100.0% |