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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,051 | $85,790-76.6% | $67,313-70.2% | $135,380-85.2% |
| Participation rate | 40.0% | 76.5%-36.5pp | 69.1%-29.1pp | 82.6%-42.6pp |
| Annual return | -16.12% | -0.54%-15.6pp | -4.08%-12.0pp | 519.81%-535.9pp |
| Employer contribution / active EE | $1,396 | $3,487-60.0% | $2,566-45.6% | $4,779-70.8% |
| Participant deferral / active EE | $2,008 | $4,651-56.8% | $3,568-43.7% | $5,609-64.2% |
| Admin fee / account holder | $0 | $6,392-100.0% | $4,507-100.0% | $10,828-100.0% |