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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,344 | $67,602+29.2% | $82,312+6.1% | $70,126+24.6% |
| Participation rate | 88.0% | 72.8%+15.2pp | 76.9%+11.1pp | 69.5%+18.5pp |
| Annual return | 9.53% | 21.57%-12.0pp | 25.88%-16.3pp | 73.15%-63.6pp |
| Employer contribution / active EE | $3,431 | $1,755+95.5% | $2,428+41.3% | $2,343+46.5% |
| Participant deferral / active EE | $1,452 | $2,987-51.4% | $3,706-60.8% | $3,332-56.4% |
| Admin fee / account holder | $5,085 | $4,512+12.7% | $5,608-9.3% | $4,645+9.5% |