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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,651 | $60,349+32.0% | $74,184+7.4% | $62,881+26.7% |
| Participation rate | 78.9% | 72.7%+6.2pp | 76.6%+2.3pp | 69.3%+9.6pp |
| Annual return | 8.63% | 21.38%-12.7pp | 17.74%-9.1pp | 20.14%-11.5pp |
| Employer contribution / active EE | $2,272 | $1,680+35.2% | $2,370-4.2% | $2,281-0.4% |
| Participant deferral / active EE | $1,195 | $2,856-58.1% | $3,550-66.3% | $3,203-62.7% |
| Admin fee / account holder | $1,185 | $4,261-72.2% | $5,586-78.8% | $4,296-72.4% |