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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,427 | $62,583+26.9% | $76,767+3.5% | $64,173+23.8% |
| Participation rate | 95.6% | 72.8%+22.7pp | 77.0%+18.6pp | 69.6%+26.0pp |
| Annual return | 6.89% | -1.95%+8.8pp | 2.43%+4.5pp | 7.63%-0.7pp |
| Employer contribution / active EE | $766 | $1,832-58.2% | $2,485-69.2% | $2,381-67.8% |
| Participant deferral / active EE | $1,622 | $3,145-48.4% | $3,852-57.9% | $3,470-53.3% |
| Admin fee / account holder | $16,342 | $4,667+250.2% | $6,675+144.8% | $4,887+234.4% |