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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,877 | $78,423+8.2% | $95,964-11.6% | $79,856+6.3% |
| Participation rate | 74.5% | 73.5%+1.0pp | 77.1%-2.6pp | 69.6%+4.8pp |
| Annual return | 7.63% | 19.37%-11.7pp | 91.64%-84.0pp | 31.71%-24.1pp |
| Employer contribution / active EE | $497 | $1,945-74.5% | $2,541-80.5% | $2,471-79.9% |
| Participant deferral / active EE | $1,384 | $3,440-59.8% | $4,167-66.8% | $3,741-63.0% |
| Admin fee / account holder | $19,890 | $5,622+253.8% | $6,797+192.6% | $5,306+274.8% |