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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,433 | $71,873-11.7% | $86,698-26.8% | $68,490-7.4% |
| Participation rate | 80.5% | 72.2%+8.2pp | 76.6%+3.9pp | 67.9%+12.6pp |
| Annual return | -16.37% | 3.54%-19.9pp | 35.96%-52.3pp | -7.85%-8.5pp |
| Employer contribution / active EE | $711 | $2,173-67.3% | $2,837-75.0% | $2,597-72.6% |
| Participant deferral / active EE | $1,555 | $3,779-58.9% | $4,656-66.6% | $4,028-61.4% |
| Admin fee / account holder | $12,183 | $6,110+99.4% | $7,492+62.6% | $5,403+125.5% |