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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,727 | $72,486+27.9% | $87,103+6.5% | $72,976+27.1% |
| Participation rate | 81.3% | 72.8%+8.4pp | 76.9%+4.4pp | 69.5%+11.8pp |
| Annual return | 3.74% | 24.46%-20.7pp | 28.19%-24.4pp | 81.02%-77.3pp |
| Employer contribution / active EE | $671 | $1,894-64.6% | $2,521-73.4% | $2,440-72.5% |
| Participant deferral / active EE | $1,472 | $3,270-55.0% | $4,049-63.7% | $3,608-59.2% |
| Admin fee / account holder | $1,640 | $5,055-67.6% | $7,491-78.1% | $5,124-68.0% |