Veterinary practices in Texas
PlanOptica tracks 8 health and welfare plans sponsored by 8 veterinary practices in Texas, covering 6,514 participants and $24M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 473 participants, and the most common size is 100 to 249 participants (38% of plans). Fully insured coverage is the norm (75% of plans); only 25% are self-funded or mixed.
Bluecross Blueshield of Texas leads by premium with a 48% share, followed by Unitedhealthcare Insurance Company at 35%. Lockton Companies LLC is the broker of record on 2 plans, more than any other firm, ahead of Usi Southwest (2). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $116K a year, about 5.9% of premium. Dallas, Austin and San Antonio have the most plans.
Funding mix
- Fully insured6 · 75%
- Mixed2 · 25%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2493 · 38%
- 250 to 4991 · 13%
- 500 to 9991 · 13%
- 1,000 or more3 · 38%
Median plan: 473 participants. Median broker comp: 5.9% of premium across 8 brokered plans.
Top carriers, veterinary, Texas
- 1Bluecross Blueshield of Texas$11M5 plans · 47.5%
- 2Unitedhealthcare Insurance Company$8.5M1 plans · 35.2%
- 3Prudential Insurance Company of America$968K2 plans · 4.0%
- 4Berkley Life$873K1 plans · 3.6%
- 5Aetna Life Insurance Company$623K1 plans · 2.6%
- 6Kaiser Foundation Health Plan of Colorado$594K2 plans · 2.5%
- 7Dearborn Life Insurance Company$342K3 plans · 1.4%
- 8Unum Life Insurance Company of America$312K2 plans · 1.3%
- 9The Guardian Life Insurance Company$155K2 plans · 0.6%
- 10Esms Inova LLC$101K1 plans · 0.4%
Top brokers, veterinary, Texas
- 1Lockton Companies LLC2 plans$260K comp · 25.0%
- 2Usi Southwest2 plans$174K comp · 25.0%
- 3NFP Corporate Services (PA) Inc1 plans$464K comp · 12.5%
- 4Alliant Insurance Services, Inc1 plans$106K comp · 12.5%
- 5Charon Planning Corp1 plans$97K comp · 12.5%
- 6Hub International Texas, Inc1 plans$69K comp · 12.5%
- 7Boon Chapman BNFT Admnstrs Inc1 plans$27K comp · 12.5%
- 8Bennie Insurance, LLC1 plans$26K comp · 12.5%
- 9Brandon T. Penko1 plans$24K comp · 12.5%
- 10Professional Group Plans, Inc1 plans$17K comp · 12.5%
Largest veterinary practices in Texas
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Innovetive Petcare Holdings Innovetive Petcare Wrap PlanAll plans | Austin | Mixed | 2,041 | $873K | Berkley Life and Health Insurance Company |
| Amerivet Veterinary Partners Management, Inc Amerivet Veterinary Partners Health and Welfare PlanAll plans | San Antonio | Fully insured | 1,632 | $4.1M | Blue Cross of California |
| Suveto, LLC Suveto, LLC Health and Welfare PlanAll plans | Grapevine | Fully insured | 1,479 | $10M | Unitedhealthcare Insurance Company |
| Cityvet Companies, LLC Cityvet Welfare PlanAll plans | Dallas | Fully insured | 580 | $5.8M | Blue Cross of California |
| Virbac Corporation Virbac Wrap PlanAll plans | Westlake | Mixed | 366 | $348K | Prudential Insurance Company of America |
| Equine Sports Medicine & Surgery, P.A Equine Sports Medicine & Surgery, P.A. Health and Welfare PlanAll plans | Weatherford | Fully insured | 163 | $1.2M | Blue Cross of California |
| Archer Blackmon Management, LLC Archer Blackmon Management, LLC Health and Welfare Benefit PlanAll plans | Dallas | Fully insured | 136 | $878K | Blue Cross of California |
| Houston Society for the Prevention of Cruelty to Animals Houston Spca Employee Indemnity PolicyAll plans | Houston | Fully insured | 117 | $629K | Aetna Life Insurance Company |
Plans by city in Texas
Frequently asked questions
How many veterinary practices in Texas offer an ERISA health plan?
8 health and welfare plans from 8 veterinary practices in Texas appear in plan year 2024 to 2025 filings on Form 5500, covering 6,514 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most veterinary practices in Texas?
By Schedule A premium: Bluecross Blueshield of Texas (48% of premium, 5 plans), Unitedhealthcare Insurance Company (35% of premium, 1 plan) and Prudential Insurance Company of America (4% of premium, 2 plans).
Which benefits brokers work with veterinary practices in Texas?
By number of client plans: Lockton Companies LLC (2 plans), Usi Southwest (2 plans) and NFP Corporate Services (PA) Inc (1 plan). 100% of plans report a broker.
How much do brokers earn on veterinary practices health plans in Texas?
The median brokered plan reports $116K a year in broker commissions and fees, or 5.9% of premium. Figures come from Schedule A, Part I.
Are veterinary practices health plans in Texas self-funded or fully insured?
Fully insured 75% and mixed 25%. Self-funded and mixed plans together make up 25%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital.
Prospect veterinary practices in Texas
Open the welfare search with Texas and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Veterinary in nearby states
Other healthcare specialties in Texas
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital. Location is the sponsor's filing address in Texas.