Dental practices in Texas
PlanOptica tracks 28 health and welfare plans sponsored by 26 dental practices in Texas, covering 23,227 participants and $83M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 275 participants, and the most common size is 100 to 249 participants (29% of plans). The funding mix is split: 32% of plans are self-funded or mixed and the rest are mainly fully insured.
Bluecross Blueshield of Texas dominates premium with a 61% share, followed by United Healthcare Insurance Company at 9%. Marsh & McLennan Agency LLC is the broker of record on 7 plans, more than any other firm, ahead of Lockton Companies, LLC (3). 82% of plans report broker compensation on Schedule A; the median brokered plan pays $90K a year, about 5.9% of premium. Dallas, Irving and Austin have the most plans.
Funding mix
- Fully insured14 · 50%
- Self-funded5 · 18%
- MEWA5 · 18%
- Mixed4 · 14%
Plan size (participants)
- Under 1004 · 14%
- 100 to 2498 · 29%
- 250 to 4997 · 25%
- 500 to 9994 · 14%
- 1,000 or more5 · 18%
Median plan: 275 participants. Median broker comp: 5.9% of premium across 23 brokered plans.
Top carriers, dental, Texas
- 1Bluecross Blueshield of Texas$51M10 plans · 61.4%
- 2United Healthcare Insurance Company$7.4M2 plans · 8.9%
- 3Cigna Health and Life Insurance Company$6.7M4 plans · 8.0%
- 4Guardian Life Insurance Company of America$3.1M4 plans · 3.7%
- 5Sun Life Assurance Company of Canada$2.6M2 plans · 3.1%
- 6California Physicians Service$2.4M2 plans · 2.9%
- 7The Lincoln National Life Insurance Company$2.3M2 plans · 2.8%
- 8Kaiser Foundation Health Plan, Inc$2.2M3 plans · 2.7%
- 9Dearborn Life Insurance Company$1.4M6 plans · 1.7%
- 10Unum Life Insurance Company of America$1.1M4 plans · 1.3%
Top brokers, dental, Texas
- 1Marsh & McLennan Agency LLC7 plans$740K comp · 30.4%
- 2Lockton Companies, LLC3 plans$531K comp · 13.0%
- 3Usi Southwest Inc3 plans$393K comp · 13.0%
- 4Hub International Midwest Limited2 plans$290K comp · 8.7%
- 5Higginbotham Insurance Agency2 plans$104K comp · 8.7%
- 6Brown & Brown of Texas, Inc2 plans$55K comp · 8.7%
- 7Benefit Commerce Grp, an Alera Grp2 plans$9K comp · 8.7%
- 8Gis Benefits Inc2 plans$6K comp · 8.7%
- 9Holmes Murphy & Associates, Inc1 plans$385K comp · 4.3%
- 10Dudum Financial & Insurance1 plans$373K comp · 4.3%
Largest dental practices in Texas
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| MB2 Dental, PLLC MB2 Dental, PLLC Health & Welfare Benefit PlanAll plans | Carrollton | Mixed | 8,074 | $3.0M | Sun Life Assurance Company of Canada |
| Smile Doctors LLC Smile Doctors LLC Employee Benefits PlanAll plans | Dallas | Mixed | 3,424 | $3.9M | Cigna Health and Life Insurance Company |
| U.S. Oral Surgery Management, LLC U.S. Oral Surgery Management, LLC Welfare Benefit PlanAll plans | Irving | MEWA | 2,151 | $18M | Blue Cross of California |
| Endo 1 Partners, LLC The Endo 1 Partners, LLC Group Health PlanAll plans | Houston | MEWA | 1,908 | $16M | Blue Cross of California |
| Beacon Oral Specialists Management LLC Beacon Oral Specialists Management LLCAll plans | Dallas | Fully insured | 1,137 | $8.1M | Blue Cross of California |
| Star Dental Partners Star Dental Partners Health and Welfare Benefit PlanAll plans | Plano | MEWA | 924 | $4.4M | Blue Cross of California |
| Strategic Dental Executives, LLC Strategic Dental Executives, LLC Wrap PlanAll plans | Denton | Fully insured | 764 | $2.6M | Cigna Health and Life Insurance Company |
| JDC Healthcare Management, LLC JDC Healthcare Management, LLC Employee Benefits PlanAll plans | Dallas | Fully insured | 693 | $3.8M | Blue Cross of California |
| Rox Central Services Dba Rodeo Dental Rodeo Non-Clinical Health and Welfare PlanAll plans | Irving | Fully insured | 531 | $3.8M | Blue Cross of California |
| Apollonia Management Group, LLC Apollonia Management Group LLC & Mint Dentistry, PLLC Benefit PlanAll plans | Dallas | Fully insured | 478 | $5.8M | United Healthcare Insurance Company |
| Buckner Market Place Dentistry, PA Buckner Market Place Dentistry, PA Welfare Benefits PlanAll plans | Dallas | Fully insured | 332 | $145K | Nationwide Life Insurance Company |
| Apex Dental Laboratory Group Apex Dental Laboratory Group Wrap PlanAll plans | Waco | Mixed | 313 | $758K | HCC Life Insurance Company |
| Access Dental Management, LLC Access Dental Management Wellness Benefit PlanAll plans | Irving | Fully insured | 293 | $645K | Blue Cross of California |
| Bond Ortho Partners, LLC Bond Ortho Partners, LLC Welfare PlanAll plans | Frisco | MEWA | 286 | $2.3M | Blue Cross of California |
| Frontline Dental Implants Specialists, Inc Frontline Dental Implants Specialists, Inc. Employee PlanAll plans | Dallas | Fully insured | 263 | $1.7M | Blue Cross of California |
Showing 15 of 26 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Texas
- Dallas6 plans · 6,327 participants
- Irving4 plans · 3,084 participants
- Austin3 plans · 321 participants
- San Antonio2 plans · 394 participants
- Frisco2 plans · 289 participants
- Carrollton1 plans · 8,074 participants
- Houston1 plans · 1,908 participants
- Plano1 plans · 924 participants
- Denton1 plans · 764 participants
- Waco1 plans · 313 participants
- Richardson1 plans · 258 participants
- Southlake1 plans · 222 participants
Frequently asked questions
How many dental practices in Texas offer an ERISA health plan?
28 health and welfare plans from 26 dental practices in Texas appear in plan year 2024 to 2025 filings on Form 5500, covering 23,227 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Texas?
By Schedule A premium: Bluecross Blueshield of Texas (61% of premium, 10 plans), United Healthcare Insurance Company (9% of premium, 2 plans) and Cigna Health and Life Insurance Company (8% of premium, 4 plans).
Which benefits brokers work with dental practices in Texas?
By number of client plans: Marsh & McLennan Agency LLC (7 plans), Lockton Companies, LLC (3 plans) and Usi Southwest Inc (3 plans). 82% of plans report a broker.
How much do brokers earn on dental practices health plans in Texas?
The median brokered plan reports $90K a year in broker commissions and fees, or 5.9% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Texas self-funded or fully insured?
Fully insured 50%, self-funded 18% and MEWA 18%. Self-funded and mixed plans together make up 32%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Texas
Open the welfare search with Texas and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Texas
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Texas.