| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $3K | $0 | $3K | 9.95% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $1K | $0 | $1K | 5.00% |
| HIGGINBOTHAM INS AGENCY INC Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $1K | $0 | $1K | 9.92% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $750 | $0 | $750 | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $1K | $0 | $1K | 9.92% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $718 | $0 | $718 | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $1K | $0 | $1K | 9.92% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $685 | $0 | $685 | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $1K | $0 | $1K | 9.95% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $620 | $0 | $620 | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $928 | $0 | $928 | 9.90% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $469 | $0 | $469 | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $782 | $0 | $782 | 9.92% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $394 | $0 | $394 | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $758 | $0 | $758 | 9.92% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $382 | $0 | $382 | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $677 | $0 | $677 | 9.92% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $341 | $0 | $341 | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $668 | $0 | $668 | 9.91% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $337 | $0 | $337 | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $640 | $0 | $640 | 9.92% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $323 | $0 | $323 | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $592 | $0 | $592 | 9.92% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $298 | $0 | $298 | 4.99% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $434 | $0 | $434 | 9.94% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $218 | $0 | $218 | 4.99% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $271 | $0 | $271 | 9.87% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $137 | $0 | $137 | 4.99% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $183 | $0 | $183 | 10.02% |
| PROFESSIONAL GROUP PLAN, INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $91 | $0 | $91 | 4.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 332 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 332 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(15 contracts) | NATIONWIDE | 70 | $145K |
| Vision(15 contracts) | NATIONWIDE | 70 | $145K |
| Life insurance(14 contracts) | NATIONWIDE | 70 | $143K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 70 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.