| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $2K | $0 | $2K | 9.95% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $1K | $0 | $1K | 5.05% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $2K | $0 | $2K | 9.93% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $970 | $0 | $970 | 5.07% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $2K | $0 | $2K | 9.96% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $806 | $0 | $806 | 5.05% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $1K | $0 | $1K | 9.91% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $551 | $0 | $551 | 5.09% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $1K | $0 | $1K | 9.92% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $546 | $0 | $546 | 5.09% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $1K | $0 | $1K | 9.92% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $543 | $0 | $543 | 5.08% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $888 | $0 | $888 | 9.94% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $452 | $0 | $452 | 5.06% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $798 | $0 | $798 | 9.92% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $408 | $0 | $408 | 5.07% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $748 | $0 | $748 | 9.92% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $383 | $0 | $383 | 5.08% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $580 | $0 | $580 | 9.90% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $298 | $0 | $298 | 5.09% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $528 | $0 | $528 | 9.84% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $271 | $0 | $271 | 5.05% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $499 | $0 | $499 | 9.91% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $256 | $0 | $256 | 5.08% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $444 | $0 | $444 | 9.94% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $227 | $0 | $227 | 5.08% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $342 | $0 | $342 | 9.36% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $175 | — | $175 | 4.79% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | NATIONWIDE | $214 | $0 | $214 | 9.94% |
| PROFESSIONAL GROUP PLAN INC3 Filed as: PROFESSIONAL GROUP PLAN, INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | NATIONWIDE | $110 | $0 | $110 | 5.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(15 contracts) | NATIONWIDE | 79 | $142K |
| Vision(14 contracts) | NATIONWIDE | 79 | $135K |
| Life insurance(15 contracts) | NATIONWIDE | 79 | $142K |
| Short-term disability | NATIONWIDE | 24 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 79 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.