Behavioral and mental health providers in Texas
PlanOptica tracks 32 health and welfare plans sponsored by 29 behavioral and mental health providers in Texas, covering 17,358 participants and $36M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 155 participants, and the most common size is 100 to 249 participants (38% of plans). The funding mix is split: 41% of plans are self-funded or mixed and the rest are mainly fully insured.
Bluecross Blueshield of Texas leads by premium with a 29% share, followed by Unitedhealthcare Insurance Company at 14%. Marsh & McLennan Agency LLC is the broker of record on 6 plans, more than any other firm, ahead of Lockton Companies, LLC (4). 81% of plans report broker compensation on Schedule A; the median brokered plan pays $74K a year, about 7.5% of premium. Houston, Austin and Dallas have the most plans.
Funding mix
- Fully insured18 · 56%
- Mixed7 · 22%
- Self-funded6 · 19%
- MEWA1 · 3%
Plan size (participants)
- Under 1009 · 28%
- 100 to 24912 · 38%
- 250 to 4996 · 19%
- 500 to 9990 · 0%
- 1,000 or more5 · 16%
Median plan: 155 participants. Median broker comp: 7.5% of premium across 26 brokered plans.
Top carriers, behavioral health, Texas
- 1Bluecross Blueshield of Texas$11M8 plans · 29.2%
- 2Unitedhealthcare Insurance Company$4.9M3 plans · 13.6%
- 3Dearborn Life Insurance Company$4.4M7 plans · 12.0%
- 4Cigna Health and Life Insurance Company$3.9M3 plans · 10.7%
- 5Curative Insurance Company$2.1M1 plans · 5.7%
- 6Life Insurance Company of North America$1.9M3 plans · 5.1%
- 7Metropolitan Life Insurance Company$1.3M4 plans · 3.5%
- 8Evry Health$1.1M1 plans · 3.0%
- 9United of Omaha Life Insurance Company$985K5 plans · 2.7%
- 10Unum Life Insurance Company of America$899K4 plans · 2.5%
Top brokers, behavioral health, Texas
- 1Marsh & McLennan Agency LLC6 plans$507K comp · 23.1%
- 2Lockton Companies, LLC4 plans$685K comp · 15.4%
- 3Hub International Midwest Limited3 plans$300K comp · 11.5%
- 4Gallagher Benefit Services, Inc3 plans$286K comp · 11.5%
- 5Rogers Benefit Group, Inc3 plans$33K comp · 11.5%
- 6Ima Inc (TX)2 plans$179K comp · 7.7%
- 7RSC Insurance Brokerage Inc2 plans$110K comp · 7.7%
- 8Usi Insurance Services LLC2 plans$49K comp · 7.7%
- 9Brown & Brown Ins Services, Inc2 plans$44K comp · 7.7%
- 10Willis Towers Watson Southeast2 plans$16K comp · 7.7%
Largest behavioral and mental health providers in Texas
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Action Behavior Centers Therapy, LLC Action Behavior Centers Therapy, LLC Welfare Benefits PlanAll plans | Austin | Mixed | 5,467 | $3.8M | Dearborn Life Insurance Company |
| Monarch Behavioral Therapy Bii, LLC Monarch Behavioral Therapy Bii, LLC Employee Benefits PlanAll plans | Addison | Mixed | 2,624 | $1.0M | Ameritas Life Insurance Corp |
| BHG Holdings, LLC Dba Behavioral Health Group Behavioral Health Group Group Health PlansAll plans | Dallas | Mixed | 1,762 | $1.0M | Dearborn Life Insurance Company |
| Legacy Community Health Services, Inc Legacy Community Health Services, Inc Welfare Benefit PlanAll plans | Houston | Mixed | 1,728 | $2.2M | Life Insurance Company of North America |
| Oceans Acquisitions, Inc Oceans Acquisitions, Inc. D/B/a Oceans Healthcare Work Related Injury PlanAll plans | Plano | Self-funded | 1,378 | - | - |
| Signet Health Corportation Signet Health Corporation Welfare Benefit PlanAll plans | North Richland Hills | Fully insured | 493 | $3.8M | Unitedhealthcare Insurance Company |
| Heart of Texas Behavioral Network Comprehensive Health and Life Insurance PlanAll plans | Waco | Mixed | 441 | $685K | United of Omaha Life Insurance Company |
| Asd Therapy Solutions, LLC Asd Therapy Solutions, LLC Welfare Benefit PlanAll plans | Sugar Land | Fully insured | 438 | $1.7M | Blue Cross of California |
| The Menninger Clinic The Menninger Clinic Employee Welfare Benefit PlanAll plans | Houston | Mixed | 390 | $511K | Hartford Life and Accident |
| East Texas Border Health Clinic Dba Genesis Primecare Genesis Primecare Health and Welfare PlanAll plans | Marshall | Fully insured | 309 | $2.4M | Curative Insurance Company |
| Deer Oaks - a Behavioral Health Organization Deer Oaks - a Behavioral Health Organization Employee Benefits PlanAll plans | San Antonio | Mixed | 281 | $1.0M | Nationwide Life Insurance Company |
| Deep Eddy Psychotherapy Management, LLC Deep Eddy Psychotherapy Management, LLC Health PlanAll plans | Austin | Fully insured | 237 | $1.8M | Blue Cross of California |
| Capitol Pain Institute, P .a Captiol Pain Institute Health and Welfare Benefits PlanAll plans | Austin | Fully insured | 229 | $1.8M | Cigna Health and Life Insurance Company |
| Avenue 360 Health and Wellness Avenue 360 Health and Wellness Welfare Benefits PlanAll plans | Houston | Fully insured | 197 | $1.1M | Blue Cross of California |
| North Texas Behavioral Authority North Texas Behavioral Health Authority Health & Welfare PlanAll plans | Dallas | Fully insured | 176 | $2.2M | Blue Cross of California |
Showing 15 of 29 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Texas
- Houston6 plans · 2,476 participants
- Austin5 plans · 6,048 participants
- Dallas3 plans · 2,056 participants
- Plano3 plans · 1,636 participants
- Waco2 plans · 441 participants
- Sugar Land2 plans · 438 participants
- Forney2 plans · 0 participants
- Addison1 plans · 2,624 participants
- North Richland Hills1 plans · 493 participants
- Marshall1 plans · 309 participants
- San Antonio1 plans · 281 participants
- Hunt1 plans · 149 participants
Frequently asked questions
How many behavioral and mental health providers in Texas offer an ERISA health plan?
32 health and welfare plans from 29 behavioral and mental health providers in Texas appear in plan year 2024 to 2025 filings on Form 5500, covering 17,358 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most behavioral and mental health providers in Texas?
By Schedule A premium: Bluecross Blueshield of Texas (29% of premium, 8 plans), Unitedhealthcare Insurance Company (14% of premium, 3 plans) and Dearborn Life Insurance Company (12% of premium, 7 plans).
Which benefits brokers work with behavioral and mental health providers in Texas?
By number of client plans: Marsh & McLennan Agency LLC (6 plans), Lockton Companies, LLC (4 plans) and Hub International Midwest Limited (3 plans). 81% of plans report a broker.
How much do brokers earn on behavioral and mental health providers health plans in Texas?
The median brokered plan reports $74K a year in broker commissions and fees, or 7.5% of premium. Figures come from Schedule A, Part I.
Are behavioral and mental health providers health plans in Texas self-funded or fully insured?
Fully insured 56%, mixed 22% and self-funded 19%. Self-funded and mixed plans together make up 41%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry.
Prospect behavioral and mental health providers in Texas
Open the welfare search with Texas and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Behavioral health in nearby states
Other healthcare specialties in Texas
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry. Location is the sponsor's filing address in Texas.