Physical and occupational therapy practices in Texas
PlanOptica tracks 15 health and welfare plans sponsored by 14 physical and occupational therapy practices in Texas, covering 9,459 participants and $21M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 208 participants, and the most common size is under 100 participants (33% of plans). Most of these plans are self-funded or mixed (67%), so stop-loss and TPA relationships matter as much as the medical carrier.
Unitedhealthcare Insurance Company dominates premium with a 59% share, followed by Dearborn Life Insurance Company at 13%. Marsh & McLennan Agency LLC is the broker of record on 2 plans, more than any other firm, ahead of The Plexus Groupe, LLC (1). 60% of plans report broker compensation on Schedule A; the median brokered plan pays $67K a year, about 10.5% of premium. Spring, Houston and Frisco have the most plans.
Funding mix
- Self-funded6 · 40%
- Fully insured5 · 33%
- Mixed4 · 27%
Plan size (participants)
- Under 1005 · 33%
- 100 to 2494 · 27%
- 250 to 4993 · 20%
- 500 to 9991 · 7%
- 1,000 or more2 · 13%
Median plan: 208 participants. Median broker comp: 10.5% of premium across 9 brokered plans.
Top carriers, physical therapy, Texas
- 1Unitedhealthcare Insurance Company$13M2 plans · 59.3%
- 2Dearborn Life Insurance Company$2.7M1 plans · 12.8%
- 3Metropolitan Life Insurance Company$2.0M1 plans · 9.3%
- 4Blue Cross Blue Shield of Florida$887K1 plans · 4.2%
- 5Prudential Insurance Company of America$824K1 plans · 3.9%
- 6Hawaii Medical Service Association$501K1 plans · 2.4%
- 7Principal Life Insurance Company$288K1 plans · 1.4%
- 8Reliastar Life Insurance Company$264K1 plans · 1.2%
- 9United of Omaha Life$216K1 plans · 1.0%
- 10Cigna Health and Life Insurance Company and Affiliates$182K2 plans · 0.9%
Top brokers, physical therapy, Texas
- 1Marsh & McLennan Agency LLC2 plans$16K comp · 22.2%
- 2The Plexus Groupe, LLC1 plans$931K comp · 11.1%
- 3Aon Consulting Inc1 plans$397K comp · 11.1%
- 4Mercer Health and Benefits, LLC1 plans$204K comp · 11.1%
- 5Custom Benefit Programs, Inc1 plans$169K comp · 11.1%
- 6Amcorp an Alera Group1 plans$78K comp · 11.1%
- 7Lockton Companies, LLC1 plans$61K comp · 11.1%
- 8Fairly Consulting Group LLC1 plans$48K comp · 11.1%
- 9McGriff Insurance Services Inc1 plans$34K comp · 11.1%
- 10Watchtower Technologies, Inc1 plans$12K comp · 11.1%
Largest physical and occupational therapy practices in Texas
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| U.S. Physical Therapy, Inc U.S. Physical Therapy, Inc. Health and Welfare PlanAll plans | Houston | Mixed | 4,651 | $3.0M | Dearborn Life Insurance Company |
| Aegis Therapies, Inc Aegis Therapies Associate Group Health PlanAll plans | Frisco | Fully insured | 1,893 | $2.7M | Metropolitan Life Insurance Company |
| Nobis Rehabilitation Partners, LLC Nobis Rehabilitation Partners, LLC Health and Welfare PlanAll plans | Allen | Fully insured | 925 | $13M | Unitedhealthcare Insurance Company |
| Cole Health Cole Health Dental and Vision PlanAll plans | Spring | Fully insured | 400 | $92K | Ameritas Life Insurance Corp |
| West Texas Rehabilitation Center West Texas Rehabilitation Center Occupational Injury Benefit PlanAll plans | Abilene | Self-funded | 363 | - | - |
| Easter Seals Rehabilitation Easter Seals Rehabilitation Health Insurance PlanAll plans | San Antonio | Fully insured | 323 | $855K | Unitedhealthcare Insurance Company |
| Occunet, LLC Occunet, LLC Wrap PlanAll plans | Amarillo | Mixed | 229 | $288K | Principal Life Insurance Company |
| Rehab Pro LP Rehab Pro Health and Welfare PlanAll plans | Tyler | Mixed | 208 | $252K | Standard Insurance Company |
| Vibrantcare Rehabilitation, Inc Vibrantcare Rehabilitation, Inc. Health and Welfare PlansAll plans | Sugar Land | Mixed | 169 | $124K | Aetna Life Insurance Company |
| LMR Technical Group, LLC LMR Technical Group, LLCAll plans | Dallas | Fully insured | 89 | $1.2M | Blue Cross of California |
| Little Tesoros Therapy Service Little Tesoros Therapy Service Medical PlanAll plans | Austin | Self-funded | 25 | - | - |
| Audiometric Services Inc Audiometric Services IncAll plans | Addison | Self-funded | 14 | - | - |
| Heaar, Inc Cresp Plan and Trust for Heaar, IncAll plans | Midland | Self-funded | 6 | - | - |
| Colleyville Physical Therapy & Sports Rehab, PC Colleyville Physical Therapy & Sports Rehab, PC Self Funded Medical Reimbursement PlanAll plans | Colleyville | Self-funded | 5 | - | - |
Showing 14 of 14 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Texas
- Spring2 plans · 559 participants
- Houston1 plans · 4,651 participants
- Frisco1 plans · 1,893 participants
- Allen1 plans · 925 participants
- Abilene1 plans · 363 participants
- San Antonio1 plans · 323 participants
- Amarillo1 plans · 229 participants
- Tyler1 plans · 208 participants
- Sugar Land1 plans · 169 participants
- Dallas1 plans · 89 participants
- Austin1 plans · 25 participants
- Addison1 plans · 14 participants
Frequently asked questions
How many physical and occupational therapy practices in Texas offer an ERISA health plan?
15 health and welfare plans from 14 physical and occupational therapy practices in Texas appear in plan year 2024 to 2025 filings on Form 5500, covering 9,459 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physical and occupational therapy practices in Texas?
By Schedule A premium: Unitedhealthcare Insurance Company (59% of premium, 2 plans), Dearborn Life Insurance Company (13% of premium, 1 plan) and Metropolitan Life Insurance Company (9% of premium, 1 plan).
Which benefits brokers work with physical and occupational therapy practices in Texas?
By number of client plans: Marsh & McLennan Agency LLC (2 plans), The Plexus Groupe, LLC (1 plan) and Aon Consulting Inc (1 plan). 60% of plans report a broker.
How much do brokers earn on physical and occupational therapy practices health plans in Texas?
The median brokered plan reports $67K a year in broker commissions and fees, or 10.5% of premium. Figures come from Schedule A, Part I.
Are physical and occupational therapy practices health plans in Texas self-funded or fully insured?
Self-funded 40%, fully insured 33% and mixed 27%. Self-funded and mixed plans together make up 67%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy.
Prospect physical and occupational therapy practices in Texas
Open the welfare search with Texas and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physical therapy in nearby states
Other healthcare specialties in Texas
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy. Location is the sponsor's filing address in Texas.