| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC Filed as: AMCORP AN ALERA GROUP | 3519 PAESANOS PKWY STE 106 SAN ANTONIO, TX 78231 | UNITED HEALTHCARE INSURANCE | — | $35K | $35K | 5.75% |
| KILPATRICK COMPANIES LLC Filed as: KILPATRICK COMPANIES LLC-CTX | 1050 WILCREST DR HOUSTON, TX 77042 | UNITED HEALTHCARE INSURANCE | — | $7K | $7K | 1.11% |
| GCG FINANCIAL LLC Filed as: AMCORP AN ALERA GROUP | 3519 PAESANOS PKWY STE 106 SAN ANTONIO, TX 78231 | UNITED OF OMAHA LIFE | $6K | $2K | $8K | 13.43% |
| GCG FINANCIAL LLC Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE | — | $361 | $361 | 0.57% |
| GCG FINANCIAL LLC Filed as: AMCORP AN ALERA GROUP | 3519 PAESANOS PKWY STE 106 SAN ANTONIO, TX 78231 | UNITED OF OMAHA LIFE | $9K | $4K | $13K | 21.76% |
| GCG FINANCIAL LLC Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE | — | $667 | $667 | 1.13% |
| GCG FINANCIAL LLC Filed as: AMCORP AN ALERA GROUP | 3519 PAESANOS PKWY STE 106 SAN ANTONIO, TX 78231 | UNITED OF OMAHA LIFE | $6K | $3K | $9K | 19.66% |
| GCG FINANCIAL LLC Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE | — | $477 | $477 | 1.01% |
| GCG FINANCIAL LLC Filed as: AMCORP AN ALERA GROUP | 3519 PAESANOS PKWY STE 106 SAN ANTONIO, TX 78231 | UNITED OF OMAHA LIFE | $5K | $2K | $7K | 21.74% |
| GCG FINANCIAL LLC Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE | — | $387 | $387 | 1.12% |
| AMCORP Filed as: AMCORP INS & FINANCIAL SERVICES INC | 3519 PAESANOS PKWY STE 106 SAN ANTONIO, TX 78231 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $65 | $2K | 9.96% |
| KELLY MELISSA RUSHING | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $328 | $1K | 5.96% |
| GALE SIMPSON | 69 CARPIN CIRCLE PAGOSA SPRINGS, CO 81147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $469 | — | $469 | 1.98% |
| TIMOTHY J REED Filed as: TIMOTHY COBB | 11086 NW CR 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $161 | $292 | $453 | 1.91% |
| THOMAS SNYDER | 10539 DEDEKE DR NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $61 | — | $61 | 0.26% |
| MARY JO CHAPPELL | 109 CR 251 CAMERON, TX 76520 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | — | $51 | 0.22% |
| BRIAN WHITE Filed as: BRIAN R MADTES | 1308 JAMES COOK WINDCREST, TX 78239 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | — | $45 | 0.19% |
| TROY J PALMER | 15534 CLOVER RDG SAN ANTONIO, TX 78248 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.13% |
| BILLY MARK ROBERSON | 19210 BOCA DEL MAR SAN ANTONIO, TX 78258 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.13% |
| OMAR MENDOZA | 26326 ROCKWALL PKWY NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.13% |
| JOHN DAVID BODKER | 11415 SPRIGHTLY LN SAN ANTONIO, TX 78254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| GCG FINANCIAL LLC Filed as: AMCORP AN ALERA GROUP | 3519 PAESANOS PKWY STE 106 SAN ANTONIO, TX 78231 | UNITED OF OMAHA LIFE | $842 | $611 | $1K | 17.26% |
| GCG FINANCIAL LLC Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE | — | $102 | $102 | 1.21% |
| GCG FINANCIAL LLC Filed as: AMCORP AN ALERA GROUP | 3519 PAESANOS PKWY STE 106 SAN ANTONIO, TX 78231 | UNITED OF OMAHA LIFE | $495 | $223 | $718 | 21.76% |
| GCG FINANCIAL LLC Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE | — | $37 | $37 | 1.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 323 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 323 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE | 109 | $616K |
| Dental | UNITED OF OMAHA LIFE | 83 | $63K |
| Vision | UNITED OF OMAHA LIFE | 64 | $8K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE | 172 | $38K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE | 85 | $71K |
| Long-term disability | UNITED OF OMAHA LIFE | 172 | $59K |
| Other(2 contracts) | UNITED OF OMAHA LIFE | 172 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 172 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.