Skilled nursing and residential care facilities in Delaware
PlanOptica tracks 7 health and welfare plans sponsored by 5 skilled nursing and residential care facilities in Delaware, covering 2,182 participants and $8.2M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 66 participants, and the most common size is under 100 participants (71% of plans). Fully insured coverage is the norm (71% of plans); only 29% are self-funded or mixed.
HM Life Insurance Company leads by premium with a 26% share, followed by Excellus Blue Cross Blue Shield at 23%. Marsh & McLennan Agency LLC is the broker of record on 1 plan, more than any other firm, ahead of Gallagher Benefit Services (1). 71% of plans report broker compensation on Schedule A; the median brokered plan pays $15K a year, about 6.0% of premium. Greenville, Wilmington and Lewes have the most plans.
Funding mix
- Fully insured5 · 71%
- Self-funded2 · 29%
Plan size (participants)
- Under 1005 · 71%
- 100 to 2491 · 14%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more1 · 14%
Median plan: 66 participants. Median broker comp: 6.0% of premium across 5 brokered plans.
Top carriers, skilled nursing, Delaware
- 1HM Life Insurance Company$2.2M2 plans · 26.4%
- 2Excellus Blue Cross Blue Shield$1.9M2 plans · 23.5%
- 3Cigna Health and Life Insurance Company$1.8M1 plans · 21.3%
- 4New York Life (Life Insurance Company of North America)$875K1 plans · 10.7%
- 5Delta Dental of Pennsylvania$549K1 plans · 6.7%
- 6Qbe Insurance Company$519K1 plans · 6.3%
- 7Guardian$121K2 plans · 1.5%
- 8Colonial Life & Accident Insurance Company$100K2 plans · 1.2%
- 9Vision Service Plan$77K1 plans · 0.9%
- 10Standard Insurance Company$67K1 plans · 0.8%
Top brokers, skilled nursing, Delaware
- 1Marsh & McLennan Agency LLC1 plans$144K comp · 20.0%
- 2Gallagher Benefit Services1 plans$61K comp · 20.0%
- 3The Hilb Group of Maryland LLC1 plans$49K comp · 20.0%
- 4Hudson Planning Group Inc1 plans$12K comp · 20.0%
- 5Sonchen, Robert1 plans$11K comp · 20.0%
- 6Kistler Tiffany Benefits General1 plans$9K comp · 20.0%
- 7Roth Voluntary Benefit Services Inc1 plans$5K comp · 20.0%
- 8The Kendal Corporation1 plans$5K comp · 20.0%
- 9Hub International Northeast Limited1 plans$4K comp · 20.0%
- 10George J Weiner Associates Inc1 plans$4K comp · 20.0%
Largest skilled nursing and residential care facilities in Delaware
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| The Kendal Corporation Group Insurance Plan of the Kendal CorporationAll plans | Newark | Fully insured | 1,892 | $7.0M | HM Life Insurance Company |
| Milton & Hattie Kutz Home, Inc Milton & Hattie Kutz Home Wrap PlanAll plans | Wilmington | Fully insured | 100 | $186K | Unum Life Insurance Company of America |
| Greenville Retirement Community, LLC Greenville Retirement Community, LLC Group Insurance Plan (501)All plans | Greenville | Fully insured | 89 | $38K | Unum Life Insurance Company of America |
| Ingleside Homes, Inc Ingleside Homes, Inc. Employee Benefit PlanAll plans | Wilmington | Fully insured | 35 | $414K | Blue Cross of California |
| Harbor Healthcare and Rehabilitation Harbor Healthcare and RehabilitationAll plans | Lewes | Fully insured | 0 | $64K | The Guardian Life Insurance Company of America |
Showing 5 of 5 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Delaware
Frequently asked questions
How many skilled nursing and residential care facilities in Delaware offer an ERISA health plan?
7 health and welfare plans from 5 skilled nursing and residential care facilities in Delaware appear in plan year 2024 to 2025 filings on Form 5500, covering 2,182 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in Delaware?
By Schedule A premium: HM Life Insurance Company (26% of premium, 2 plans), Excellus Blue Cross Blue Shield (23% of premium, 2 plans) and Cigna Health and Life Insurance Company (21% of premium, 1 plan).
Which benefits brokers work with skilled nursing and residential care facilities in Delaware?
By number of client plans: Marsh & McLennan Agency LLC (1 plan), Gallagher Benefit Services (1 plan) and The Hilb Group of Maryland LLC (1 plan). 71% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in Delaware?
The median brokered plan reports $15K a year in broker commissions and fees, or 6.0% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in Delaware self-funded or fully insured?
Fully insured 71% and self-funded 29%. Self-funded and mixed plans together make up 29%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in Delaware
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Skilled nursing in nearby states
Other healthcare specialties in Delaware
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in Delaware.