Skilled nursing and residential care facilities in Maryland
PlanOptica tracks 55 health and welfare plans sponsored by 49 skilled nursing and residential care facilities in Maryland, covering 40,999 participants and $79M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 276 participants, and the most common size is 100 to 249 participants (36% of plans). The funding mix is split: 44% of plans are self-funded or mixed and the rest are mainly fully insured.
Carefirst Bluechoice, Inc leads by premium with a 25% share, followed by Unitedhealthcare Insurance Company at 18%. Kelly & Associates Insurance Group is the broker of record on 10 plans, more than any other firm, ahead of Usi Insurance Services LLC (7). 87% of plans report broker compensation on Schedule A; the median brokered plan pays $74K a year, about 7.3% of premium. Baltimore, Catonsville and Rockville have the most plans.
Funding mix
- Fully insured30 · 55%
- Mixed19 · 35%
- Self-funded5 · 9%
- Unknown1 · 2%
Plan size (participants)
- Under 1007 · 13%
- 100 to 24920 · 36%
- 250 to 49912 · 22%
- 500 to 9995 · 9%
- 1,000 or more11 · 20%
Median plan: 276 participants. Median broker comp: 7.3% of premium across 48 brokered plans.
Top carriers, skilled nursing, Maryland
- 1Carefirst Bluechoice, Inc$20M12 plans · 25.0%
- 2Unitedhealthcare Insurance Company$14M9 plans · 17.7%
- 3Group Hospitalization Medical Services, Inc$9.3M5 plans · 11.8%
- 4Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc$7.9M7 plans · 10.0%
- 5Metropolitan Life Insurance Company$6.1M12 plans · 7.7%
- 6United of Omaha Life Insurance Company$3.7M9 plans · 4.7%
- 7Unum Life Insurance Company of America$2.6M11 plans · 3.4%
- 8The Lincoln National Life Insurance Company$2.0M6 plans · 2.5%
- 9Symetra Life Insurance Company$1.8M4 plans · 2.3%
- 10Prudential Insurance Company of America$1.5M2 plans · 1.9%
Top brokers, skilled nursing, Maryland
- 1Kelly & Associates Insurance Group10 plans$737K comp · 20.8%
- 2Usi Insurance Services LLC7 plans$392K comp · 14.6%
- 3The Hilb Group of Maryland LLC5 plans$127K comp · 10.4%
- 4Digital Insurance LLC4 plans$334K comp · 8.3%
- 5Cfa LLC4 plans$74K comp · 8.3%
- 6Marsh & McLennan Agency LLC3 plans$507K comp · 6.3%
- 7Hub International Mid-Atlantic Inc3 plans$441K comp · 6.3%
- 8Ms Benefits3 plans$297K comp · 6.3%
- 9One Digital3 plans$167K comp · 6.3%
- 10Ap Benefit Advisors, LLC3 plans$135K comp · 6.3%
Largest skilled nursing and residential care facilities in Maryland
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Oak Crest Village C/O Erickson Senior Living, LLC Erickson Mid-Atlantic Region Community Health and Welfare PlanAll plans | Catonsville | Mixed | 7,426 | $4.4M | Metropolitan Life Insurance Company |
| Fundamental Administrative Services, LLC Fundamental Administrative Services, LLC Welfare Benefits PlanAll plans | Sparks | Fully insured | 4,965 | $7.2M | Unitedhealthcare Insurance Company |
| Nexion Health, Inc Nexion Health Inc. Texas Employee Accident PlanAll plans | Sykesville | Self-funded | 2,663 | - | - |
| Symphony Diagnostic Services No. 1, LLC Trident USA Health Services PlanAll plans | Hunt Valley | Mixed | 2,621 | $3.3M | Unum Life Insurance Company of America |
| Future Care Health and Management Corporation Future Care Health and Management Corporation Flexible Benefits PlanAll plans | Pasadena | Mixed | 2,221 | $2.8M | Kaiser Foundation Health Plan Inc |
| Thi of Texas, LLC Thi of Texas, LLC Employee Injury Benefit PlanAll plans | Sparks | Unknown | 2,132 | - | - |
| Erickson Senior Living, LLC Erickson Senior Living, LLC Health PlanAll plans | Catonsville | Mixed | 1,914 | $1.6M | Metropolitan Life Insurance Company |
| Asbury Communities, Inc Asbury Employee Welfare PlanAll plans | Frederick | Mixed | 1,510 | $1.3M | Kaiser Foundation Health Plan Inc |
| Highland Springs, Inc Occupational Health Matters Plan for Texas Community EmployeesAll plans | Catonsville | Self-funded | 1,454 | - | - |
| Integrated Community Services, Inc Integrated Community Services, Inc. Life and AD&D PlanAll plans | Beltsville | Fully insured | 1,109 | $1.5M | Kaiser Foundation Health Plan Inc |
| Elegance Living, LLC Elegance Living Employer, LLC Employee Benefit PlanAll plans | Baltimore | Fully insured | 902 | $4.0M | Unitedhealthcare Insurance Company |
| Csaac Inc Csaac Employee Benefits PlanAll plans | Montgomery Village | Fully insured | 778 | $4.2M | Group Hospitalization Medical Services, Inc |
| Charles E. Smith Life Communities Charles E. Smith Life Communities Wrap Benefit PlanAll plans | Rockville | Mixed | 606 | $424K | United Concordia Insurance Company |
| Charlestown Community, Inc. C/O Erickson Senior Living, LLC Charlestown Community, Inc Health PlanAll plans | Catonsville | Mixed | 601 | $329K | Metropolitan Life Insurance Company |
| Westminster Ingleside King Farm Presbyterian Retirement Community Ingleside-Westminster Retirement Health and Welfare PlanAll plans | Rockville | Mixed | 548 | $763K | Hartford Life and Accident |
Showing 15 of 49 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Maryland
- Baltimore6 plans · 1,836 participants
- Catonsville4 plans · 11,395 participants
- Rockville4 plans · 1,562 participants
- Silver Spring3 plans · 970 participants
- Millersville3 plans · 339 participants
- Towson3 plans · 333 participants
- Sparks2 plans · 7,097 participants
- Sykesville2 plans · 4,504 participants
- Hunt Valley2 plans · 2,913 participants
- Frederick2 plans · 1,547 participants
- Lanham2 plans · 577 participants
- Marion Station2 plans · 346 participants
Frequently asked questions
How many skilled nursing and residential care facilities in Maryland offer an ERISA health plan?
55 health and welfare plans from 49 skilled nursing and residential care facilities in Maryland appear in plan year 2024 to 2025 filings on Form 5500, covering 40,999 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in Maryland?
By Schedule A premium: Carefirst Bluechoice, Inc (25% of premium, 12 plans), Unitedhealthcare Insurance Company (18% of premium, 9 plans) and Group Hospitalization Medical Services, Inc (12% of premium, 5 plans).
Which benefits brokers work with skilled nursing and residential care facilities in Maryland?
By number of client plans: Kelly & Associates Insurance Group (10 plans), Usi Insurance Services LLC (7 plans) and The Hilb Group of Maryland LLC (5 plans). 87% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in Maryland?
The median brokered plan reports $74K a year in broker commissions and fees, or 7.3% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in Maryland self-funded or fully insured?
Fully insured 55%, mixed 35% and self-funded 9%. Self-funded and mixed plans together make up 44%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in Maryland
Open the welfare search with Maryland and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Skilled nursing in nearby states
Other healthcare specialties in Maryland
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in Maryland.