Physical and occupational therapy practices in Delaware
PlanOptica tracks 1 health and welfare plan sponsored by 1 physical and occupational therapy practices in Delaware, covering 125 participants and $156K in reported insurance premiums (plan year 2025 filings). The median plan has 125 participants, and the most common size is 100 to 249 participants (100% of plans). Most of these plans are self-funded or mixed (100%), so stop-loss and TPA relationships matter as much as the medical carrier.
The Guardian Life Insurance Company of America dominates premium with a 100% share. Sequoia Benefits & Ins Svcs LLC is the broker of record on 1 plan, more than any other firm. 100% of plans report broker compensation on Schedule A; the median brokered plan pays $37K a year, about 24.0% of premium. Wilmington has the most plans.
Funding mix
- Mixed1 · 100%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2491 · 100%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 125 participants. Median broker comp: 24.0% of premium across 1 brokered plans.
Top carriers, physical therapy, Delaware
Top brokers, physical therapy, Delaware
Largest physical and occupational therapy practices in Delaware
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Huddle Up Care, Inc Huddle Up Care, Inc. Health and Welfare Benefit PlanAll plans | Wilmington | Mixed | 125 | $156K | The Guardian Life Insurance Company of America |
Plans by city in Delaware
Frequently asked questions
How many physical and occupational therapy practices in Delaware offer an ERISA health plan?
1 health and welfare plan from 1 physical and occupational therapy practices in Delaware appear in plan year 2025 filings on Form 5500, covering 125 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physical and occupational therapy practices in Delaware?
By Schedule A premium: The Guardian Life Insurance Company of America (100% of premium, 1 plan).
Which benefits brokers work with physical and occupational therapy practices in Delaware?
By number of client plans: Sequoia Benefits & Ins Svcs LLC (1 plan). 100% of plans report a broker.
How much do brokers earn on physical and occupational therapy practices health plans in Delaware?
The median brokered plan reports $37K a year in broker commissions and fees, or 24.0% of premium. Figures come from Schedule A, Part I.
Are physical and occupational therapy practices health plans in Delaware self-funded or fully insured?
Mixed 100%. Self-funded and mixed plans together make up 100%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy.
Prospect physical and occupational therapy practices in Delaware
Open the welfare search with Delaware and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physical therapy in nearby states
Other healthcare specialties in Delaware
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy. Location is the sponsor's filing address in Delaware.