Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
The primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: BTP Health LLC HealthRxPPO | HealthRxPPO | |
HealthRxHMO | HealthRxHMO | |
Broker: Hogan Consulting Group LLC Dental | Dental | |
Broker: Timothy Hogan LifeOther | LifeOther |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 4 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 201 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 201 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HMAA | 315 | $2.6M |
| Dental | HAWAII DENTAL SERVICE | 444 | $144K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 192 | $22K |
| Prescription drug(2 contracts, 2 carriers) | HMAA | 315 | $2.6M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 192 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 444 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Hmaa | |
Carrier: Hawaii Dental Service | |
Carrier: Life Insurance Company of North America |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HAWAII BENEFIT ADMINISTRATORS, INC EIN 99-6005504 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 200 N. VINEYARD BLVD., SUITE 100 HONOLULU, HI 96817 | $164K |
| HOGAN CONSULTING GROUP LLC NONE | Consulting (general); Insurance brokerage commissions and fees; Direct payment from the plan Service code 16 | 1088 BISHOP STREET, SUITE 1224 HONOLULU, HI 96813 | $30K |
| JAMES P HASSELMAN CPA LLC EIN 20-5496781 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | P.O. BOX 11149 HONOLULU, HI 96828 | $21K |
| FIRST HAWAIIAN BANK EIN 99-0034327 NONE | Direct payment from the plan; Investment management; Custodial (securities); Investment management fees paid indirectly by plan Service code 19 | 999 BISHOP STREET HONOLULU, HI 96813 | $12K |
| RAYMOND JAMES & ASSOCIATES, INC NONE | Investment advisory (plan); Investment management fees paid indirectly by plan; Direct payment from the plan Service code 27 | 1001 BISHOP STREET, SUITE 2920 HONOLULU, HI 96813 | $7K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
2 contacts
10 filings · 2016 to 2025