See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HAWAII BENEFIT ADMINISTRATORS, INC EIN 99-6005504 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 200 N. VINEYARD BLVD., SUITE 100 HONOLULU, HI 96817 | $135K |
| HAWAII WESTERN ADVISORY SERVICES NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Consulting (general) Service code 16 | 737 BISHOP STREET 1510 HONOLULU, HI 96813 | $25K |
| ENVISION NONE | Claims processing; Direct payment from the plan Service code 12 | 2181 E. AURORA ROAD TWINSBURG, OH 44087 | $21K |
| JAMES P HASSELMAN CPA LLC EIN 20-5496781 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | P.O. BOX 11149 HONOLULU, HI 96828 | $19K |
| FIRST HAWAIIAN BANK EIN 99-0034327 NONE | Investment management fees paid indirectly by plan; Custodial (securities); Direct payment from the plan; Investment management Service code 19 | 999 BISHOP STREET HONOLULU, HI 96813 | $16K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $13K |
| RAYMOND JAMES & ASSOCIATES, INC NONE | Investment management fees paid indirectly by plan; Investment advisory (plan); Direct payment from the plan Service code 27 | 1001 BISHOP STREET, SUITE 2920 HONOLULU, HI 96813 | $7K |
| ACW INSURANCE NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 1000 BISHOP STREET HONOLULU, HI 96813 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 264 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 264 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HMAA | 433 | $2.1M |
| Dental(2 contracts, 2 carriers) | HAWAII DENTAL SERVICE | 627 | $170K |
| Life insurance | CIGNA GROUP INSURANCE | 245 | $26K |
| Other | CIGNA GROUP INSURANCE | 245 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 627 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.