See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HAWAII BENEFIT ADMINISTRATORS, INC EIN 99-6005504 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 200 N. VINEYARD BLVD., SUITE 100 HONOLULU, HI 96817 | $120K |
| ENVISION NONE | Claims processing; Direct payment from the plan Service code 12 | 2181 E. AURORA ROAD TWINSBURG, OH 44087 | $18K |
| JAMES P HASSELMAN CPA LLC EIN 20-5496781 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | P.O. BOX 11149 HONOLULU, HI 96828 | $18K |
| FIRST HAWAIIAN BANK EIN 99-0034327 NONE | Custodial (securities); Investment management fees paid indirectly by plan; Direct payment from the plan; Investment management Service code 19 | 999 BISHOP STREET HONOLULU, HI 96813 | $11K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $10K |
| UBS FINANCIAL SERVICES NONE | Direct payment from the plan; Investment management fees paid indirectly by plan; Investment advisory (plan) Service code 27 | 733 BISHOP STREET, SUITE 1600 HONOLULU, HI 96813 | $7K |
| SYSTEM DESIGN ASSOCIATES NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 900 S HIGHWAY DRIVE, SUITE 102 FENTOM, MO 63026 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 234 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 234 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HMAA | 392 | $1.4M |
| Dental(2 contracts, 2 carriers) | HAWAII DENTAL SERVICE | 551 | $166K |
| Life insurance | CIGNA GROUP INSURANCE | 213 | $21K |
| Other | CIGNA GROUP INSURANCE | 213 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 551 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.